Pag-IBIG MP2 Calculator allows members to compute their estimated earnings and total savings under the Pag-IBIG MP2 program. Vist Our Blog section for more information.

Pag-Ibig Mp2 Calculator Online | Savings | Dividend Rate 2025

The Pag-IBIG MP2 Calculator is a helpful tool that allows you to calculate the owwa membership monthly contribution that you need to make in order to achieve your desired savings goal.

Simply enter the amount of money that you would like to save, and the calculator will tell you how much you need to contribute each month in order to reach your goal. You can also choose to have the calculator show you how long it will take for you to reach your goal, as well as how much interest your funds will earn over time.

To use the Pag-IBIG MP2 calculator, you will need to input the following information:

Our Pag-IBIG MP2 savings

This is the amount that you will be contributing to your Pag-IBIG MP2 account on a regular basis.

The term of your savings

This is the number of months that you will be saved under the Pag-IBIG MP2 program.

MP2 dividend rate 2025

This is the rate at which your Pag-IBIG MP2 savings will earn dividends. The dividend rate is declared by the Pag-IBIG Fund every year and is based on the performance of the Fund.

Once you have inputted these pieces of information, the Pag IBIG MP2 calculator will compute your estimated earnings and total savings under the Pag-IBIG MP2 program.

It is important to note that the Pag-IBIG MP2 calculator is only a tool to estimate your earnings and total savings. The actual amount that you will earn and the total amount of your savings may differ due to various factors such as changes in the dividend rate, the performance of the Pag-IBIG Fund, and other economic factors.

Overall, the Pag-IBIG MP2 calculator can be a useful tool for Pag-IBIG MP2 members to plan and manage their long-term savings. It helps them estimate their earnings and total savings under the Pag-IBIG MP2 program and make informed decisions about their financial future.

To invest wisely, there are three important factors to consider: stability, liquidity, and return. Fortunately, Pag-IBIG MP2 satisfies all of these components. Even during the 2020 COVID-19 pandemic panic, Pag-IBIG declared a dividend rate of 6.12%. In today’s fast-paced investment environment, it’s helpful to have a partner who can assist with analysis, strategy, and tracking. That’s why we developed the Pag-IBIG MP2 calculator as your investment partner.

Whether you’re planning your finances or evaluating options based on your Salary Grade Philippines, the calculator can help you estimate potential returns and make informed decisions

Dividend Rates

At least seventy percent (70%) of Pag-IBIG Fund’s annual net income is put aside as dividends, which are credited proportionately to members’ Pag-IBIG Savings. This implies that a member will receive bigger payouts the more they have saved.

According to its charter, the Pag-IBIG Fund must allocate at least 70% of its investible money to housing finance. Additionally, it makes investments in business and government bonds.

The Pag-IBIG MP2 Savings program generates a greater dividend rate than the Pag-IBIG Regular Savings program because it is an optional program. The MP2 Savings Dividend Rates since 2011 are shown below.

Year	MP2 Savings Dividend Rate
2021	6.00%
2020	6.12%
2019	7.23%
2018	7.41%
2017	8.11%
2016	7.43%
2015	5.34%
2014	4.69%
2013	4.58%
2012	4.67%
2011	4.63%

MP2 Savings Calculator

STEP 1

You have the following options for setting up your MP2 Savings Account:

– via Virtual Pag-IBIG

– at any Pag-IBIG Fund branch by presenting your properly completed MP2 Enrollment Form and the necessary prerequisites.

STEP 2

Save in the MP2 using the following payment channels:

– Virtual Pag-IBIG.

– Accredited Collecting Partners.

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Frequently Asked Questions

Q 1: What is Pag ibig mp2

For Pag-IBIG Fund members who want to save more and receive larger returns in addition to their Pag-IBIG Regular Savings, the MP2 Savings is a unique savings facility with a 5-year maturity.

2: How to apply for pag ibig mp2

1) Go to www.pagibigfundservices.com/MP2Enrollment to access the MP2 Enrollment page.
2) Type in your last name, first name, and birthdate (MM/DD/YYYY), as well as your Pag-IBIG Membership ID (MID) number.
3) The CAPTCHA code must be entered.
4) Press the Send button.
5) Enter your desired monthly contribution in the Desired Monthly Contribution area for your Pag-IBIG MP2 savings.
6) Pick your chosen choice from the drop-down menus below:

- Whether you would prefer to receive your MP2 dividends annually or at the conclusion of the five-year term is your preferred dividend payout.
- Payment Method: If you would rather pay your MP2 contributions over the counter at any Pag-IBIG branch or through any Pag-IBIG Fund-accredited collecting partners, you can do so.
- Your primary source of income is where your MP2 payments will originate.

7) Press the Submit button.
8) Your modified Pag-IBIG II enrollment form, which includes your 12-digit MP2 account number, will be visible. You have the choice of printing or saving this form as a PDF file.

Why must Pag-IBIG MP2 investors have this?

Did you know that we were among the first, if not the very first, to publish an article on how to calculate dividends for Pag-IBIG MP2? Subsequently, many other websites and YouTube channels also published their own how-to videos.

One of the reasons we create how-to articles is to educate you on how to do things on your own. We began with the SSS retirement benefit and have since published several more articles to help you become more financially literate.

But why did we create this calculator?

We have made it a point to respond to the comments that our readers leave, and initially, we found it enjoyable to answer their queries and even help them develop their strategies. However, our perspective changed when a particular comment caused us to reevaluate our approach.

Why must you use this Pag-IBIG MP2 Calculator?

This Excel file contains a calculator with pre-embedded formulas. The calculator requires you to only edit the “yellow boxes”. Using this tool, you can easily compute, analyze, strategize and track your investments.

Furthermore, the calculations in this file are for a period of 40 years, which allows you to envision how you can use Pag-IBIG MP2 to create a financial plan for your retirement fund and other financial goals.

What are the limitations of this Mp2 calculator?

The calculator utilized the official example available on the Pag-IBIG website.
Investments are made on the 1st day of every month.
If investments are made on different days of the month, the computed dividend may slightly differ from the actual earned amount.
Making multiple investments in a month may also cause a slight deviation in the earned amount as Pag-IBIG computes it based on the number of days invested.
For More information, you may visit Globe SIM Registration website.

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Emma Donely

Emma is a personal finance enthusiast and creator of resources and tools that help people take control of their finances and reach their financial goals. She is passionate about educating others on the importance of saving and investing for the future, and created Pag-IBIG MP2 Calculator.

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